Scenario Risk Matrix
Explore potential consequences and choose what has already happened. This matrix makes no claim about fraud probability, monetary loss or personal susceptibility.
44 patterns · editorial assessment as at 30 September 2026. Counts describe this library only. A missing pattern or tag is not reassurance.
Columns are warning mechanisms; rows are possible consequences. A pattern can appear in several cells. Counts are not additive.
Pattern Library → · Pattern Connections Map →
How to read the classification
Tags are editorial syntheses of the existing pattern descriptions. Each selected connection includes its supporting description and source links. Potential consequences can overlap; a label does not establish that harm occurred. Referral compensation, shared membership or online marketing are not inherently fraudulent.